*APY = Annual Percentage Yield. Rates are accurate as of 5/4/2026.

1. CD Special: The CD Special requires a corresponding Falcon National Bank Kasasa Cash or Kasasa Cash Back account open at the time of CD account opening. The CD Special applies to the 6-month Certificate of Deposit and includes a basis point bonus over standard rates, resulting in an APY of 4.00%. The APY applies to the initial term only and does not apply to renewals. After maturity, if you choose to roll over your CD, it will revert to the standard 6-month CD rate in effect at that time. A minimum balance of $500 is required to open the CD and earn the advertised APY. An early withdrawal penalty may apply. Fees could reduce earnings. Rates offered are subject to change at any time without notice.

2. Rewards+ Checking refers to Falcon’s Kasasa Cash checking account.

Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash with Kasasa Saver account during each Monthly Qualification Cycle: at least 1 direct deposit or ACH credit transaction, at least 15 debit card purchases, and be enrolled in and have agreed to receive e-statements.

When your Kasasa Cash account qualifications are met, nationwide ATM fees are reimbursed up to $25.00 and daily balances up to and including $25,000.00 in your Kasasa Cash account earn an APY of 5.00%; and daily balances over $25,000.00 earn an interest rate of 0.499% on the portion of the daily balance over $25,000.00, resulting in a range from 5.00% to 1.40% APY depending on the account's daily balance. When your Kasasa Cash qualifications are not met, the APY earned is 0.05% and ATM withdrawal fees are not refunded. Interest and ATM fee refunds will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Reward Information: Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Contact a bank representative for additional information and account details. Advertised information and rewards are based on all account qualifications being met during each cycle period. $50.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd. registered in the U.S.A.

3. Reward Saver + Savings refers to Falcon’s Kasasa Saver account.

Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: at least 1 direct deposit or ACH credit transaction, at least 15 debit card purchases, and be enrolled in and have agreed to receive e-statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $250,000.00 in your Kasasa Saver account earn an APY of 3.00% and daily balances over $250,000.00 earn an interest rate of 0.499% on the portion of the daily balance over $250,000.00, resulting in a range from 3.00% to 2.29% APY depending on the account's daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50.00 minimum deposit is required to open the account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact a bank representative for additional information and details. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd. registered in the U.S.A.