REWARD YOURSELF with KASASA® CASH CHECKING
Daily balances over $25,000 earn an interest rate of 0.50% on the portion of the daily balance over $25,000, resulting in a range from 5.00% to 1.40% APY* depending on the accounts daily balance.
- 0.05% APY* on all balances if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- $50 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 15 debit card purchases
- At least 1 direct deposit or ACH credit transaction
- Be enrolled in and agree to receive e-statements
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
When you are ready to open your account or if you have any questions, we are here to help!
Learn about some other great Kasasa account options:
Kasasa Cash Back® Checking
A free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.
Kasasa Saver®
Link this free account to your Kasasa Cash ® or Kasasa Cash Back® checking — and build savings automatically while earning high interest.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000.00 in your Kasasa Cash account earn an interest rate of 4.889% resulting in an APY of 5.00%; and daily balances over $25,000.00 earn an interest rate of 0.499% on the portion of the daily balance over $25,000.00, resulting in a range from 5.00% to 1.40% APY depending on the account's daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 02/20/2025. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50.00 minimum deposit is required to open the Kasasa Cash account. Limit of one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information and details.
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